Paydollar PayGate is a comprehensive, intergrated, secure, real-time payment transaction processing platform solution that enables banks or payment service providers to offer secure multi-currency, multi-channel payment acceptance to merchants of any size, enhancing sales and productivities with high return on investment.

PayGate real-time authenticates payment requests from online and wireless channels and interfaces with payment host for real-time authorization and settlement.

Core Features

• Multi-lingual with choices of English, Chinese(Simplified and Traditional), Korean, Japanese and Thai
• Multicurrencies processing and settlement capabilities
• Choice of payment processing modes: online, offline and demand payment
• Choice of integration payment pages without client software

Payment Instrument Support

• VISA / MasterCard / Diners Club / JCB and AMEX

Transactional Capabilities

• Internet, MOTO and wireless POS transactions via online and wireless
• Real-time reversals, void sales and refund request handling
• Manual, automated settlement, and batch settlement support
• Order confirmation email notification functions via email
• Integrated merchant account management for payment transactions from various channels
• Comprehensive reportings on sales summary, and detail transaction for banks and merchants
• Single transaction query and batch transaction download

Control Features

• Multi-level user group function control management at bank and merchant
• Secure web-based administration for bank, service provider and merchant
• Merchant processing limits by transaction, day and month
• Fraud management tools including negative IP and card list blocking, real-time fraud potential transaction screening and alert

Security Features

• Secure 128-bit SSL security encryption
• Encrypted data store
• VISA 3D MPI integration
• PayAlert (real-time fraud detection)

Other Valueadd Features

• Recurring billing capture and processing

Interface Standards

• Support payment host interface ISO 8583 and SSL interface with bank's front-end

Business Benefits

• Fast development to early tap revenue and reduce time to market
• Enhanced business and competitive edge with latest payment processing features and benefits for merchants
• Ease of configuration and merchant migration: plug-and-play, without need for programming and client installation
• PayDollar MemberPay - Secure membership payment processing
• High ROI with comprehensive multi-channel payment processing capabilities
• Reduced operational costs with comprehensive and efficient integrated merchant administration and management tools
• Reduced maintenance and ownership costs with open standard system architecture
• High availability with robust design architecture and fault tolerance
• High scalability to support processing growth
• High interoperability that works with wide range of front-ends and open message standards
• Quality professional support, customization and integration services

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